this post was submitted on 07 Oct 2024
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How medical insurance works (lemmy.world)
submitted 1 month ago by The_Picard_Maneuver to c/microblogmemes
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[–] chiliedogg 45 points 1 month ago

Prior authorization should 100% be outlawed. It's either insurance adjusters practicing medicine without a license, or insurance doctors making diagnoses without examining a patient, both of which are unethical or illegal.

Though I think the real solution is a system where every time a prior authorization denial is overruled by the DOO or a court, the insurance company has to pay punitive damages of at least $200,000 to the patient.