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Because it's accepted all over the internet and is the only way to pay on many websites.

It's also a way to send money to friends, just like venmo and such. And just like venmo and such, has very few consumer protections or regulation.

The US doesn't have a national or government system to freely send payments to other people - and no one uses checks anymore - so we all have to pick one of these equally awful private companies to use to send money and hope we don't get scammed or have our account frozen and our money seized.

For me the only time is when it’s a subscription and I want to be able to cancel it easily especially for trials, since PayPal (to a degree) simplifies this

Sometimes, that's the only way to send money internationally.

You expect me to bust out my actual debit card every time I make a purchase like the the Flintstones? lol hell naw, what next, send it via pigeon mail too?

If it don't even got Google Pay or PayPal I just ain't paying. If I have to type in a password ever, I'm not paying (thank god for autofill and fingerprint). If IRL, they don't take contactless, over Google Pay ofc, I ain't paying. Even the homeless got contactless readers now, capitalist bastards got no excuse.

Thankfully almost everything supports it now. I've not seen my card in years and I don't even like, know if I still have it, nevermind a cash note.