this post was submitted on 17 Dec 2023
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Updating in case this turns up in search results. As of July 2024, Schwab's "end of 2023" individual API still has no expected release date.
I ended up getting an experimental account with Interactive Brokers. Their API talks to client software running on your local machine, rather than directly to their web servers as TDA. This makes it a little easier, because authentication is all handled by the client software, but it also means you have to manually log in through the client, and there is no authentication between client and API. Their documentation and examples are ok, but the framework is a lot more complicated, because it handles stocks, bonds, crypto, commodities, and forex.