this post was submitted on 01 Jul 2024
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Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.

As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades: Graph of temperature as observed with significant warming, and simulated without added greenhouse gases and other anthropogentic changes, which shows no significant warming

How much each change to the atmosphere has warmed the world: IPCC AR6 Figure 2 - Thee bar charts: first chart: how much each gas has warmed the world. About 1C of total warming. Second chart: about 1.5C of total warming from well-mixed greenhouse gases, offset by 0.4C of cooling from aerosols and negligible influence from changes to solar output, volcanoes, and internal variability. Third chart: about 1.25C of warming from CO2, 0.5C from methane, and a bunch more in small quantities from other gases. About 0.5C of cooling with large error bars from SO2.

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US Home Insurance Still Priced Too Low for Climate Risk, Says Swiss Re Chair (www.bloomberg.com)
submitted 5 months ago by [email protected] to c/[email protected]
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[–] [email protected] 3 points 4 months ago (1 children)

This is ignorance and/or maliciousness.

You're implicitly generating a fantasy to say this person pays too much for their home when that information is only compared to hospital bills. Idk about you, but I don't have hospital bills every year or even every decade like a monthly mortgage. To "put myself in a situation where I can't afford my house" may mean just getting cancer or getting diabetes or dealing with another disease or ailment that I wasn't before.

So either you don't know how hospital bills can be financially debilitating. Or you do and you're blaming them for addressing their health, as if they should just die.

Which is it?

[–] [email protected] 0 points 4 months ago (1 children)

Maybe I don't understand, I've always had insurance. I thought Americans were required to have insurance.

But also, they said they didn't have insurance because they couldn't afford it. So I think I'll let my claim that they can't actually afford their house stand.

[–] [email protected] 1 points 4 months ago

Americans are not required to have health insurance. Generally, health insurance is tied to one's job. Perhaps OP is a business owner and has decided to forego insurance for other things? Idk. And neither do you.

Also, it's not like American health insurance is effective in reducing hospital bills to the point of being reasonable. It's a trope that health insurance is a scam because it's so bad.

Also, like all economic decisions, health insurance vs a home is a trade off, one that OP made for whatever reason. It's not something to blame them for.

And finally, it sounds like they can afford their home just fine with outfit tradeoffs.