this post was submitted on 28 May 2024
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It’s a bold strategy, Cotton. Let’s see if it pays off for them.
For many it will. The unlucky few will be bankrupt and homeless.
The only people doing this are loaded with enough cash or assets to not have to take out a mortgage. They'll be fine.
You can't get a new mortgage without insurance
Don't forget us folks who built their little house themselves and can't find/afford insurance.
For me it was 'this house is too small to qualify under normal terms, you will have to pay ridiculous premiums'
420sqft isn't exactly a shed. But these companies are stuck in a different era.
Interesting. I didn't know there would be minimums like that.
Also: people who are approaching retirement and actually paid off their house over the course of a lifetime.