this post was submitted on 18 May 2024
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[โ€“] Plum 66 points 9 months ago (9 children)

Have.... Have they never had a card declined for insufficient funds?

Because that is surely a thing. Sometimes banks are extra dicks and let the charge(s) through to save the cardholder from 'embarrassment' but then tack on an insufficient funds fee to every single charge separately. That they allowed. Knowing you had no money.

Maybe that doesn't happen anymore, but it sure as fuck happened to me.

[โ€“] thejoker954 9 points 9 months ago

Yup used to happen a lot to me. Haven't had it happen in years, but Chase seems to want to really try doing it.

Without fail withdrawals happen at exactly midnight. Deposits won't hit until 5am.

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