skoberlink

TIL, thank you much!

https://www.tiktok.com/@hyndsyghts/video/7462025680004435230

Original video, created by @hyndsyghts. Even if you don't like tiktok, this is still content created by someone.

I think it's much harder to add something like an ESPP to this kind of generic flowchart. There are too many ways to vary it, not to mention it's a single investment in a single company. It would be hard to specify even a single category of stock to invest in that would apply to anyone at any time, let alone a single company. If you ask me about an ESPP for 10 different companies, I'd have 10 different answers.

Something like a 401k is fairly similar everywhere. You can't recommend specific funds but nearly all 401k's will have roughly the same options available and the vesting and matching options follow one of a handful of schemes so you can safely make a recommendation there without the specifics having a large impact on the outcome.

Ultimately, an ESPP is a taxable account and you would apply it there (at the end), if anywhere. Like any other individual stock, it should be considered as part of your overall portfolio. For example, if you work at a large cap tech firm, you may want to account for the additional risk you're taking on by reducing your large cap investment and expanding other categories (note, this is not a perfect balance and is by no means a recommendation).

If you choose to manually build a portfolio (as opposed to a three- or four-fund portfolio) or you work with an active manager, you or your manager can fine tune it better.

It's never a guarantee and anyone who believes that shouldn't be investing in the market. But it would also be fair to say many (most?) don't understand the nuances of an ESPP.

I took part in one when it was available to me. I just built it into my overall risk profile. It was a fairly stable company and our discount was 15%. We had to hold it for two years for the cost basis to show the discount for tax purposes to incentivize holding on to it. It would be extremely unusual for the discount to be wiped out even if you held on to it for two years or more - but as you point out, it's not impossible. It also came out of payroll so to be honest I couldn't cut a ton out of every paycheck anyway, at least not without sacrificing other parts of the portfolio and increasing my overall risk.

It's not just a free bonus but I think it can be a good way to get a little boost as long as you consider your whole portfolio and how any restrictions may affect that return.

Wouldn't put it past them as the Retroarch lead devs have done shit like that before.

Do you have examples? I usually stay out of dev drama as well but I just started using Retroarch and I'm curious. I also don't want to support people that abuse the community, so I'd like to be informed.

I don't think the article included it and it's a little difficult to find the phrasing.

I found a sample ballot

https://www.boe.ohio.gov/clark/c/upload/ELEC_BallotProofs.pdf

The phrasing there is

To create an appointed redistricting commission not elected by or subject to removal by the voters of the state

However a vote of "Yes" would establish a non-partisan (or, IMO more accurately, a mixed partisan) committee of 15 (5R, 5D, 5 other) where a majority of the committee must approve the redistricting.

The extended description starts with this

1. Repeal constitutional protections against gerrymandering approved by nearly three-quarters of Ohio electors participating in the statewide elections of 2015 and 2018, and eliminate the longstanding ability of Ohio citizens to hold their representatives accountable for establishing fair state legislative and congressional districts.

Technically all of this is correct but I can absolutely see how it's misleading voters.

Full disclosure, I'm not a lawyer or political scientist and I do not live in Ohio.

There's a lot of comments talking about used and refurbs. I personally use these types to get good deals but I also have a reasonably robust backup protocol. Not a full 321 backup but an appropriate level of risk for my needs.

My point being, if you go that route, they're cheaper but the odds that one dies on you might be higher. Make sure you manage your backup strategy to a risk value you're comfortable with.

That said, I've also had great experiences with serverpartdeals. I've also used diskprices.com to find deals.

Things to consider are noise, temps, power-on time, etc. For myself, temps are fairly consistent in my case and it's in a closet so I don't care about noise. I also don't need particularly fast access on the HDDs (I use an nvme cache strategy as well) so I can pretty much use whatever. Your needs might differ.

I understand the frustration; almost nowhere does agile "right". However, this is a gross misrepresentation of the philosophy.

Specifically it leaves out and ignores this very important part:

That is, while there is value in the items on the right, we value the items on the left more.

As seen on agilemanifesto.org

The base philosophy is meant to remind us what we are here to do: make software (or whatever project we're working on), not become dogmatic about processes or tools or get bogged down in peripheral documentation.

Immich will be funded by an optional purchase in the near future. Since I can't find anything else, my best guess is some portion of that goes to FUTO. But it is just a guess. I also couldn't find any specifics on FUTO's funding.

I've never heard of FUTO before and it sounds a little too good to be true. It looks like they have made some grants to other big projects. I like what they're saying to the point that it seems too good to be true.

Does anyone know if this is a legit organization and if it has staying power?

Either way getting further progress on Immich, hopefully moving towards real stability, is very exciting!

Nice very solid answer. I didn't understand it was a replacement OS. Do you have a browser?

I'd love an e-reader with a browser. Nothing fancy, just something for looking up lore or related topics while reading.

So the obvious question, how does this compare to KOReader? That's had a long, stable life and, at first glance, seems to have the same goals. I didn't see any kind of acknowledgement or comparison in the wiki.