rouxdoo

lol, just get a dumb opener and a shelly relay or use a meross unit. Super cheap and flawless local control that is cloud-connected if you want it.

My understanding of this (just worked through it with my wife) is that you will not take a tax hit on the disbursement when you take it but you will get hit with capitol gains taxes on it's growth from inception of your contributions.

When you take it out, it has already been taxed but it will still count as income for your tax planning purposes in the year you receive it - hopefully you're in a lower tax bracket when this occurs. It is not a taxable income (though it counts as an income and increases your tax bracket accordingly) but it's growth since contribution will cost you at your current tax bracket as you take it.

Not a financial wizard here, ask a professional.

Dram auto connect!

K U is awesome on the free trial but I wouldn't (didn't) renew for money.

I wrote it to automate my workflow - I'm in sales. I enter site details at the customer location and my app crunches the numbers to pre-fill all relevant documents (contract, financing, etc) in PDF form. I also use it as a presentation device to explain service and product details/specs using pictures, videos and PDF documents.

No more paper, no more fiddling around with calculator and rate-cards. I do a little data entry and basically my job is done.

Oops, I'm sorry - I should have mentioned that it's not on the App Store. It is chock full of company proprietary documents, photos and sales formulae. I wrote it just for myself.

The one I wrote myself to automate tasks at work. It has saved me hundreds of hours of tedium and makes my job so much easier. It only cost me a few weeks of learning (I am not a developer, just a tinkerer) to get it done. It lives happily on my phone and iPad and I use it every day.

I have quite a few Shelly devices, mostly relays. I Like them very much but they are not ideal if your target is HomeKit. There are work-arounds out there but they do not specifically support Apple ecosystem.

The HR department at your company is the company's advocate they are not your advocate.

I get paid pretty well for the work I do...nothing close to what AP made per episode of this series. The work I do has future residual benefit to the company I work for but I get nothing later for my efforts before. I wish I could get paid for my previous work but I can't. I wish my business was unionized so that I could sue for that benefit...sadly, those days are mostly over for American workers.

If you haven't already go get Reamde by Neil Stephenson. Slightly similar but less campy vibe - also enjoyed.

Streaming videos on my phone using speaker for audio while at the restaurant eating lunch. I figured for sure, everyone would want to get in on that awesome stand-up comedy action or zany talk show that I enjoy with my meal. It turns out that (gasp!) some people even think it's rude...LOL.