Hiccups are most likely a demonic possession. Try praying next time.
lumberjacked
There are not a lot of incentives to make things easier/cheaper. Changing government processes is slow and hard. Take immigration. It is currently a long and hard process to legally immigrate to US unless you fall into certain categories. I’ve heard politicians on both sides say my entire life that we need to improve the process for legal immigration yet little has been done.
I think flexibility is key. There are days where I peak my productivity at 4 hours. There are days where I get in the flow and can be productive for 12.
One time 20+ years ago I was at a Sonic and there was an empty lot next door. A helicopter landed and 2 kids ran out and went over to the sonic and ordered food. Became a core memory.
Visible is pretty great. I don't really have any issues with it. I pay $25/month. Spouse has upgraded Visible plan of $45/mo and an Apple Watch $5/mo. My 3 kids have Tello $9 plans which gives the unlimited text/talk and 500MB of data. That's just enough to track their locations, Otherwise they tether for free on our phones. Everyone has an iPhone.
25+45+5+3x9 = $102 all in. No additional fees or taxes.
I use Visible and Tello for phone lines. Have 5 iPhones and pay less than $100/mo.
Buy store brands. A lot of times store brand is cheaper than name brand in bulk at Sam’s/costco.
Buy reliable used cars in cash and learn how to do some auto maintenance yourself.
There are high end thrift stores where you can find barely used quality clothes. Rich people often where them once or twice and then get rid of them.
Date nights in the middle of the week. Lots of places have specials.
Slickdeals.net
Well... that was disappointing.
Hate to see local business fail but there are a ton of breweries in this town. To be successful you really need to nail both the quality of the drink and the atmosphere.
Still, I’ve heard most just break even.
Yeah. It’s extremely common. Fluoride treatments, sealants, crown replacements aren’t necessary. And things like veneers, and whiting are pushed pretty hard.
I use YNAB which I guess is technically zero based budgeting but we refer to the categories as envelopes. In my mind I’m doing the same thing as when I had cash in envelopes I just don’t have to deal with cash. I group my categories by the 50/30/20.
So I guess 4 with a bit of 1 and 3?
Yeah. That would be a pain