docmox

joined 1 year ago
[–] docmox 4 points 1 year ago

Hulk looks decent for having taken a few years off with only a few 1-off appearances in between. It’s only been 9 months or so for Danny and he’s probably done some significant sim work during that period for RB.

I’m optimistic. Maybe this time off is the reset he needed to get his form back.

[–] docmox 3 points 1 year ago (1 children)

Should consider switch to the RBPT PU. Ford is going to be the name plate sponsor in 2026(?), American team + ‘American’ PU.

[–] docmox 6 points 1 year ago

They’re blinded by dollar signs that won’t come to fruition. Complete brain dead move on their part.

[–] docmox 4 points 1 year ago

I could definitely see that being frustrating. My parents have a couple accounts setup for their PHEV. Let’s hope as the infrastructure gets better that the administrative side gets better as well.

[–] docmox 3 points 1 year ago* (last edited 1 year ago)

I would say not too far off BF3. There is a drone and I would say the sniping is a little too strong to the point where a few people play it like CSGO. But it’s nothing like CoD or the newer battlefields.

Edit: By new CoDs I mean no wall running or jet packs. No dumb kill streaks. There is an element of run and gun but it’s limited if effectiveness.

[–] docmox 23 points 1 year ago (5 children)

They’re too expensive. Lower the price and I’d buy one. Remember when we were promised a $40k F-150 lightning? Now they retail for like $70k minimum and dealers tack on an extra $25k for shits and giggles.

[–] docmox 11 points 1 year ago

New ways of cooling data servers and batteries for EVs. Rather than typical air or water/glycol cooling we’re immersing the components in a dielectric fluid. It’s an interesting space as both the hardware and fluids are being developed simultaneously. The company I work for is developing the fluid.

About 90% of the fluids out there are just oils taken directly from a refinery and repackaged under different names with a ton of marketing. Yet, end consumers don’t really understand the technical details of the the fluids so they tend to fall for whoever has nice marketing. We’re out to change that and show that the chemistry we add improves the performance and durability of the fluid. So half the job is engineering and the other half is educating customers.

[–] docmox 30 points 1 year ago (7 children)

Played a lot this week. For those on the fence this game feels amazing. Terrific gun play and movement. This is a real ‘back-to-basics’ battlefield-like shooter. I highly recommend jumping in on it.

[–] docmox 7 points 1 year ago

I think the free money train has ended and people are now left with ridiculous grocery bills and can’t afford the $70k vehicles others were previously financing at 0%.

Interest rates have destroyed affordability and now people are looking for the cheapest thing on the lot that fits their needs. Expect inventories to rise in everything but the cheapest vehicles until OEMs get with the programs and reduce prices.

COVID is over and we’re ‘back to normal’ according to every employer out there. How about prices come back to normal as well.

[–] docmox 6 points 1 year ago

So all the OEMs in China signed a pledge to maintain ‘normal’ pricing. They’re openly colluding to fix car prices when they were dropping quickly as a result of supply and demand renormalizing.

[–] docmox 1 points 1 year ago

A lot of the NOVEC line is/was manufactured in Belgium. That plant was shut down for several months because high levels of PFAS was found in the surrounding area.

They cleaned it up and restarted the plant, only to announce they’re exiting the business by 2025.

I agree that the regulatory issue was their main motivator for shutting down PFAS manufacturing. Their plants (like Belgium) probably require significant maintenance and improvements, meaning millions in CAPEX. Money they probably don’t want to spend on products that will be globally banned within the decade.

[–] docmox 4 points 1 year ago

It appears that withdrawals from an IRA are exempt from the normal early withdrawal penalty.

Source: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

That said, I wouldn’t recommend it. 401ks offer tax advantaged savings but are a limited resource due to annual contribution limits. If you withdraw from them you won’t be able to make up for those year’s contributions.

Moreover, student loans have tax advantages as well such as a $2500 deduction for interest payments. Paying out of pocket means you won’t be getting that tax advantage either.

If you build a spreadsheet what you’ll find is that it depends upon how the stock market does (assuming the 401k is invested) vs the interest rate in the student loan. We don’t know how the market will perform but we do know that the tax advantages say you should leave your 401k alone.

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