GenXLiberal

joined 1 year ago
[–] GenXLiberal 13 points 2 weeks ago

I’m not Norwegian or in Norway and I’m definitely doing this - my kids know of the problems of social networking (including the latest TikTok court docs and what the execs say.)

Some friends say that’s over the top; I just say it is responsible, involved parenting. I value their mental health.

[–] GenXLiberal 2 points 2 months ago

I get it, the gop/maga will try to cheat and steal their way to a victory. They have already laid the legal framework and put sycophants in key positions in battleground states. The only way we can respond is to make sure the victory is undeniable in favor of Harris.

Now, if you are in one of those battleground states, you can be an election worker, including a vote counter to help maintain normalcy and call out problems to the media immediately.

Honestly, I don’t know (having not been more involved in the past with the election process) what else we can do. Sorry.

[–] GenXLiberal 3 points 2 months ago (2 children)

Is there a lemmy version of r/votedem? There is a large linked spreadsheet with volunteer opportunities (phonebank, textbank, postcards, data entry, etc.) - especially needed in the (unfortunately) few critical states that can tip the balance one way or the other.

[–] GenXLiberal 4 points 2 months ago (1 children)

Thanks!

I bet the no-profit law really wrankles the school owners.

I wish that kind of sensibility would happen in America - but honestly I don’t see it happening anytime soon.

[–] GenXLiberal 9 points 2 months ago (3 children)

Honestly asking - how are the private schools funded? From the government? Assuming at the same level as the public schools?

[–] GenXLiberal 11 points 2 months ago (1 children)

Agreed - if I were evil, I would use this data to look for long periods of static/unchanging desktop screenshots to look for inactivity and employees lying about being there or away.

Honestly this is just an arms race. If the above happens (and if I can come up with that use case think about what will come up when someone actually smart thinks about it.)

The response? I’d make a tool that presses alt-tab every 15 seconds a random number of times - to both keep the computer alive and change the desktop view, maybe move the windows around a bit for variety. A usb rubber ducky would be perfect for this.

[–] GenXLiberal 4 points 3 months ago

I had to look it up as well “The 309th Aerospace Maintenance and Regeneration Group (309 AMARG) is a one-of-a-kind specialized facility within the Air Force Materiel Command structure.“

Dunno if it the only one or not

https://www.dm.af.mil/About-DM/Units/Mission-Partners/309-AMARG/

[–] GenXLiberal 11 points 5 months ago (2 children)

Well there’s nothing in the constitution that says we cannot kick them in the nads.

For the SCOTUS textualists: there is a rich history and tradition if kicking a*holes in the nads going back before this country was founded.

[–] GenXLiberal 9 points 8 months ago

Am Gen-x

Am liberal

Easy as.

[–] GenXLiberal 1 points 11 months ago

I love that talky blue chicken

[–] GenXLiberal 2 points 11 months ago

Oh man, that brought back some memories, thanks!

First joystick and then paddles.

[–] GenXLiberal 36 points 11 months ago (1 children)

Private equity will be the death of anything good.

3
Home inventory advice? (self.insurance)
submitted 1 year ago by GenXLiberal to c/insurance
 

What’s the best way to do a home inventory. One that would likely be accepted by an adjuster?

I have this stashed away from an old reddit thread but I’m wondering if it is still accurate?

From Reddit:

Hey OP... I used to be the guy who worked for insurance companies, and determined the value of every little thing in your house. The guy who would go head-to-head with those fire-truck-chasing professional loss adjusters. I may be able to help you not get screwed when filing your claim. Our goal was to use the information you provided, and give the lowest damn value we can possibly justify for your item. For instance, if all you say was "toaster" -- we would come up with a cheap-as-fuck $4.88 toaster from Walmart, meant to toast one side of one piece of bread at a time. And we would do that for every thing you have ever owned. We had private master lists of the most commonly used descriptions, and what the cheapest viable replacements were. We also had wholesale pricing on almost everything out there, so really scored cheap prices to quote. To further that example: • If you said "toaster - $25" , we would have to be within -20% of that... so, we would find something that's pretty much dead-on $20.01. • If you said "toaster- $200" , we'd kick it back and say NEED MORE INFO, because that's a ridiculous price for a toaster (with no other information given.) • If you said "toaster, from Walmart" , you're getting that $4.88 one. • If you said "toaster, from Macys" , you'd be more likely to get a $25-35 one. • If you said "toaster", and all your other kitchen appliances were Jenn Air / Kitchenaid / etc., you would probably get a matching one. • If you said "Proctor Silex 42888 2-Slice Toaster from Wamart, $9", you just got yourself $9. • If you said "High-end Toaster, Stainless Steel, Blue glowing power button" ... you might get $35-50 instead. We had to match all features that were listed. I'm not telling you to lie on your claim. Not at all. That would be illegal, and could cause much bigger issues (i.e., invalidating the entire claim). But on the flip side, it's not always advantageous to tell the whole truth every time. Pay attention to those last two examples. I remember one specific customer... he had some old, piece of shit projector (from mid-late 90s) that could stream a equally piece of shit consumer camcorder. Worth like $5 at a scrap yard. It had some oddball fucking resolution it could record at, though -- and the guy strongly insisted that we replace with "Like Kind And Quality" (trigger words). Ended up being a $65k replacement, because the only camera on the market happened to be a high-end professional video camera (as in, for shooting actual movies). $65-goddam-thousand-dollars because he knew that loophole, and researched his shit. Remember to list fucking every -- even the most mundane fucking bullshit you can think of. For example, if I was writing up the shower in my bathroom: • Designer Shower Curtain - $35 • Matching Shower Curtain Liner for Designer Shower Curtain - $15 • Shower Curtain Rings x20 - $15 • Stainless Steel Soap Dispenser for Shower - $35 • Natural Sponge Loofah - from Whole Foods - $15 • Natural Sponge Loofah for Back - from Whole Foods - $19 • Holder for Loofahs - $20 • Bars of soap - from Lush - $12 each (qty: 4) • Bath bomb - from Lush - $12 • High end shampoo - from salon - $40 • High end conditioner - from salon - $40 • Refining pore mask - from salon - $55 I could probably keep thinking, and bring it up to about $400 for the contents of my shower. Nothing there is "unreasonable" , nothing there is clearly out of place, nothing seems obviously fake. The prices are a little on the high-end, but the reality is, some people have expensive shit -- it won't actually get questioned. No claims adjuster is going to bother nitpicking over the cost of fucking Lush bath bombs, when there is a 20,000 item file to go through. The adjuster has other shit to do, too. Most people writing claims for a total loss wouldn't even bother with the shower (it's just some used soap and sponges..) -- and those people would be losing out on $400. Some things require documentation & ages. If you say "tv - $2,000" -- you're getting a 32" LCD, unless you can provide it was from the last year or two w/ receipts. Hopefully you have a good paper trail from credit/debit card expenditure / product registrations / etc. If you're missing paper trails for things that were legitimately expensive -- go through every photo you can find that was taken in your house. Any parties you may have thrown, and guests put pics up on Facebook. Maybe an Imgur photo of your cat, hiding under a coffee table you think you purchased from Restoration Hardware. Like... seriously... come up with any evidence you possibly can, for anything that could possibly be deemed expensive. The fire-truck chasing loss adjusters are evil sons of bitches, but, they actually do provide some value. You will definitely get more money, even if they take a cut. But all they're really doing, is just nitpicking the ever-living-shit out of everything you possibly owned, and writing them all up "creatively" for the insurance company to process. Sometimes people would come back to us with "updated* claims. They tried it on their own, and listed stuff like "toaster", "microwave", "tv" .. and weren't happy with what they got back. So they hired a fire-truck chaser, and re-submitted with "more information." I have absolutely seen claims go from under $7k calculated, to over $100k calculated. (It's amazing what can happen when people suddenly "remember" their entire wardrobe came from Nordstrom.)

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