The whole server/insurance thing is a bit confusing but to be honest I didn't really try and figure it out. Wasn't sure if that is for just using the website or the app .. in the app I didn't notice anywhere on the registration page where I could select a different one.
The front page seems like there isn't much content. It looks this morning essentially the same as last night to me.
I am going to try and find the list of whatever the equivalent of subreddits are today. I'm looking forward to finding my way around.
I'm 3/4ths of the way through The Name of the Wind.
Man has this book ever sucked me into it's world. I'd recommend checking it out if your into fantasy.