DogMom

joined 1 year ago
[–] DogMom 5 points 9 months ago (1 children)

Did you use the same yarn the pattern called for? Yours looks like a chunkier yarn with less drape which would definitely effect the fit.

[–] DogMom 5 points 1 year ago

As a retiree, my main EOY goal is to manufacture income for ACA and tax purposes. I also rebalance my allocations as needed.

[–] DogMom 2 points 1 year ago* (last edited 1 year ago)

I'll second this. I ditched my bank for Fidelity three years ago. So far no issues. Their web interface for bill pay isn't as nice but its functional. Its also nice at tax time because I only need to wait for the one 1099.

[–] DogMom 7 points 1 year ago

The DMV and the post office(if you submitted am address change) are the most likely offenders.

[–] DogMom 5 points 1 year ago (1 children)

I've been knitting for ten years and charts give me a headache trying to decipher. I can work them but it takes a lot more mental work for me...so I stick to written patterns.

When I was first learning, someone suggested trying to learn new skills with each project. I think a hat would be a good next step and then maybe mittens. Once you can master mittens, sweaters aren't that much different skill-wise. Just take it step by step and come back with questions if you get stuck.

Another recommendation,when you find a good tutorial for some skill don't forget to bookmark it. It usually takes me several projects to remember new techniques. If I forget to bookmark the good tutorial I wind up getting frustrated and wasting time sorting through all the bad tutorials.

[–] DogMom 8 points 1 year ago (2 children)

I so need this on a sweatshirt!

[–] DogMom -3 points 1 year ago

Privacy guides?org has a fairly active forum

[–] DogMom 4 points 1 year ago

In the US it can even vary by state. Dying without a will or transfer on death assets can be a nightmare for the deceased family. My father died without a will and my mother and I spent a year jumping through hoops and dealing with lawyers trying to get everything straightened out.

I encourage everyone to take a look at their local laws related to the subject. You may be surprised at how things would work out without some planning on your part.

[–] DogMom 5 points 1 year ago

Yep, that was the first thing I thought of after reading the headline. I read 'The woman who.would not be silenced' and it left a big impression on me.

[–] DogMom 1 points 1 year ago (1 children)

Indeed I did. Just further proof that this shit has always happened and will continue to do so. All we can do is live below our means, DCA througjout our careers, and keep improving our skills to stay marketable.

[–] DogMom 17 points 1 year ago (3 children)

I couldn't get past the pay wall to read the article buy I don't put much stock in people trying to forecast the future. They have no clue what the future brings.

With that said, I don't think were seeing any more turmoil than at other points in history. If you look back at history there have been major disruptions about every decade (give or take) with more minor static in between. Covid, financial crisis, 911, gulf wars, oil embargo, Vietnam war, Korean war...etc.

People that thrive over time have their investments diversified and adjust as circumstances dictate. Setting and forgetting may not yield optimal returns but you'd probably do just fine long term. The key phrase is long term. I'm talking 40-50 years not just a few years.

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Opinions on Gnucash (self.personalfinance)
 

Is anyone using Gnucash? I've been on a kick of streamlining my finances and want to simplify from my current spreadsheet for tracking expenses. I have seen Gnucash mentioned around and am considering it. Is it easy to use and import transactions from credit cards?

I hate manually entering each purchase because I invariably typo an amount somewhere and spend hours at the end of the month trying to figure out why I don't balance.

I've downloaded it and tried playing with it but it seems clunky. I'm wondering if it gets easier once you get past the learning curve. Thoughts/experiences?

[–] DogMom 3 points 1 year ago

It's not that bad if you have a nice cable without memory (I use chiagoo). It takes a bit of practice but once you get the hang of it ...it's great. I've been obsessed with socks and mittens lately. This technique makes perfectly matched pairs with less row counting and tension differences.

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