Face unlock and fingerprint unlock are the biometric stuff I avoid when I get a phone to improve my privacy. I've not had issues with download speeds.
What is android auto?
Edit: auto = some car integration. Hands free works OOTB for me on GrapheneOS. Not needed anything more.
In the UK we have tap to pay debit cards. Mixing that in with the phone is always weird, especially from a privacy perspective. I wouldn't want that.