And tips. Gotta tip the ATM for basic service.
this post was submitted on 03 Jul 2023
61 points (94.2% liked)
Showerthoughts
30568 readers
216 users here now
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted, clever little truths, hidden in daily life.
Here are some examples to inspire your own showerthoughts: 1
Rules
- All posts must be showerthoughts
- The entire showerthought must be in the title
- No politics
- If your topic is in a grey area, please phrase it to emphasize the fascinating aspects, not the dramatic aspects. You can do this by avoiding overly politicized terms such as "capitalism" and "communism". If you must make comparisons, you can say something is different without saying something is better/worse.
- A good place for politics is c/politicaldiscussion
- If you feel strongly that you want politics back, please volunteer as a mod.
- Posts must be original/unique
- Adhere to Lemmy's Code of Conduct
If you made it this far, showerthoughts is accepting new mods. This community is generally tame so its not a lot of work, but having a few more mods would help reports get addressed a little sooner.
Whats it like to be a mod? Reports just show up as messages in your Lemmy inbox, and if a different mod has already addressed the report the message goes away and you never worry about it.
founded 2 years ago
MODERATORS
"We will charge you $1 for checking your account's balance."
"A 20% gratuity will be added to all withdrawals over $100."
Ahh yes. The Automatic Tip Machine.
In Australia. We basically had this for a long time. Charged fees to use atm’s, unless the atm was specific to your bank.
Then basically at some point the banks realised that it was cheaper to just refund us those fees, rather than maintaining their own ATM’s.
Banks have been federated long before we started using the term. They're just a for profit system with a lot of proprietary code. I wonder what a FOSS banking system would look like. No, not Bitcoin or crypto. Those are currencies but don't provide financial services.
No, not Bitcoin or crypto. Those are currencies but don’t provide financial services.
They're not even currencies. Most people buy them solely to hold onto them, not to spend.
In theory, you could have open source bank software. Security by obscurity isn't security, after all. If the only thing keeping you safe is the code being closed source, you're not actually safe. Attackers will find exploits even in closed source code (just look at how many Windows exploits there have been) and attackers may get access to source code anyway. However, I think you might have a tough time convincing the average person of this, based on how I've seen folks react to open source in the past.
Above all, the kinds of people who love FOSS and the kinds of people who want to run a bank are probably two completely separate circles. Heck, banks seem to regularly have terrible security, actively breaking best practices.
If someone develop a malware from open-source bank systems, then the economy will probably crumble in just few seconds (lol). I don't think FOSS banking system will contribute to poorer countries where most of their transactions are done with cash. It always starts on tech literacy from FOSS enthusiasts.
Don’t give them ideas.
It's subtly happening already.
view more: next ›