I’m seeing these in my neighborhood that have already lost all their leaves. I can’t remember what kind of tree they are and is this normal time of year for them to lose their leaves or early?
It's a birch, I think a European white birch. It shouldn't be losing leaves this early. Look closely at the bark and see if you see a series of holes. If so, it's infested with Birch borers, and the tree is probably a goner. With all of that being said, the best thing the homeowner can do is hire a certified arborist to evaluate the tree.