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Rules
0. Keep it legal
Soon you will own nothing, and you will like it consumer. You will like it, for you will know nothing else. And when you die your children will inherit your playlists and favorites lists. They will pay just as you did, for the privilege to watch the movies, listen to the songs of artists long dead.
And they will know no other way.
There is always the high seas..
It's really weird how people are so fucking obsessed about ownership of media.
"No I don't want access to the vast majority of music I want to spend two months of Spotify to own one CD I'll listen to twice and put away forever"
I know some people like that with movies, and those people watch their movie exactly the same blistering one time that I do, but they'll blather on about how they can watch it again if they want to (like I can't or something.)
You're only telling part of the story though. Look at Netflix for example, yes I have access to a vast library of movies but that all comes with strings attached. I've had the price of entry increased multiple times. So I subscribe to a higher tier and shared my account with my extended family to help offset the increased cost, and again the rules are changed yet again. The movies and music that I have bought are mine forever to enjoy as I see fit, no strings attached and no moving goal post. I have everything available on a server that myself and my family can access whenever we wish.
The problem is when rights to certain shows or movies end - and it either ends up on another platform you don't have (and need to pay extra for) or worse, region locked to the US etc.
Ownership of media can be digital, too.
Only a matter of time before it becomes the norm.