That is an incredibly biased article trying to make lots of very complicated things sound really simple, which that are not.
I was chatting with some pensioners moaning about this yesterday, I had to remind them that they were virtually all very wealthy and didn’t actually need the money to heat their homes.
One lady really did need it but she was on pension credit, so was going to get it either way.
The most vocal was a lady who had multiple private pensions and had recently inherited £200k from her parents.