I guess at least they didn’t go after your car directly
BMW
Automotive community for BMW
Yeah it certainly could have been worse!
Why were you out of pocket when it was your neighbours stolen car that hit yours?
It’s the responsibility of the car thief who wasn’t caught and so it ended up being taken care of by my uninsured motorist insurance.
Wait, what?! That seems so incredibly backwards and foreign to me. In the UK, this would be fully paid out by the insurance company of the vehicle that caused the damage, regardless of who the driver was (in this scenario).
Unfortunately for me that’s not how it works here, I’m not sure that I disagree with it though. My neighbor wasn’t at fault for an idiot stealing her car and hitting mine so it seems odd to me she’d have to pay for it.
I will say, I think Hyundai should have some liability for building their modern cars without basic, standard, and inconsequentially cheap security features!
Yeah I find it quite odd that there’s no law requiring immobilisers in the US, like pretty much everywhere around the world. Kia and Hyundai unfortunately complying with the law so I doubt they could be on the hook for anything.