BecomeMe

They're talking like people still have more money left from covid times. Employed but not commuting, unemployed but getting a livable check, no student loan payments, etc meant a lot of people saved a lot(relatively speaking) when they usually wouldn't have been able to. So they still have enough where they're able to be spending on "luxury".

There is a mix both of the people above and the people who for one reason or another aren't flush with cash but everyone has to spend on necessities which have increased in price. As long as there's no price regulation and what are effective monopolies in many necessities the situation won't improve. The fed control of interest rates isn't likely to save us from this situation imo.