this post was submitted on 04 Jul 2023
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Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

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[โ€“] DolphLundgren 3 points 1 year ago

Iโ€™ve run my own business in the US for 16 years. Until recently I pay about $2000/mo for a family of 4. (Wife and I are in our early 40โ€™s, kids are under 10). Recently my wife got new employment and it means we can insure the family with similar (slightly better coverage, (great coverage)) for less than half this amount.