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Options for school ? (self.personalfinance)

submitted 2 years ago by Zirconium to c/[email protected]

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I'm a second year Penn State student. The college gave me money to go to an alternative campus. Because of federal loans I was able to afford it. however I was not applicable for the PLUS loan because of credit score. I transferred my campus to Penn State since those are the classes I need for Nuclear engineering and the cost after pell grant and subsidized/unsubsidized loans is $20k per semester. What can I say to my mom to convince her that it's not worth it. She always talks about the book 'rich dad poor dad' as a reason for why it's okay to take that much money? Besides scholarships I would have to take a loan and I'll be fucked if I do. What options do I have?

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[–] [email protected] 1 points 2 years ago (1 children)

Do you think you can go to a far cheaper school for now instead? I did 2 years at community college and 2 more at a non state University. Saves a lot of money compared to state school.

[–] Zirconium 1 points 2 years ago (1 children)

I'm thinking about going into applied science at community college and making money from that. It's just hard to explain to my mom that I don't need a degree from Penn State

[–] [email protected] 1 points 2 years ago

This is of course anecdotal. But myself having never gone to a state school I still have the same scientist role currently that I would have had with a state school degree. It's okay to not finish up there for sure. I would encourage you to try this option.