this post was submitted on 19 Feb 2024
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This is a weird way to say "Things cost too much? Have you tried not being poor?"
I mean yeah. I also own a house and have set my life up in such a way that I can afford to live what most people consider a normal life.
I'll be honest if you can't afford ~$1,000 in savings. Which is the sum that it took to cover my bank fees in dividend returns then it's not about being rich or poor, it's about being poor with your financial decisions. I grew up poor. Literally bankrupt poor, moving from place to place as we ran from bills. I started paying for my own clothes at age 9 and foot the bill for my entire life since age 12. Having $1,000 in the bank is not just for rich people. I've had that in the bank since I was 15 years old. Sometimes it wasn't any more than that, but even when I was living on my own with zero support and bills up to my eyeballs, there was still a chunk of money earning me money along the way.
Dad of 3 here, probably similar age to you.
I am well aware of how hard we had it growing up, and how much effort it took us to get anything put aside. I remember two hours travel for an extra hour of work at my second job, 3am finishes and 6am starts, and still work weekends, public holidays and up to 26 hours in a row.
I am also unfortunately well aware this is becoming the norm, and at least we had a few years where this got you a bit ahead. Its now not enough for many and I don't know how then next generation will manage.
Life was never easy, I don't know when the story it was got sold to people. At the end of the day, if you can't scrape together $1000, then shits beyond fucked up and tough decisions need to be made. I didn't take a vacation for like 15 years other than a long weekend so I could save up. That wasn't even tough LoL, it was just life. That was the norm around me and I expect it to continue for many if not most.