this post was submitted on 23 Nov 2023
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Plain Text Accounting
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Bookkeeping and accounting with plain text files and scriptable, command-line-friendly software, such as Ledger, hledger, or Beancount.
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Late to the party, but I use a combination of spreadsheets (libreoffice calc) and hledger.
I defined categories for expenses and income, like your example (some of mine are: expenses:auto:maintenance, expenses:auto:repairs in ledger while in the spreadsheet I only have one row for auto). I track totals for the categories in hledger. Monthly I update the spreadsheet and track how well I stuck to the budget.
I haven't used the built in budget feature in hledger.