Memes

I’ve been slowly whittling down my subscriptions over time. At one point I think I had like 12-14 subs to various services, be it streaming, games, etc. But I was also up to my eyeballs in credit card debt and I had extremely poor personal finance skills and practices. When I met my wife, who was the exact opposite of me (extremely responsible with her finances, knew where every single one of her dollars was going), I knew I had to cut back significantly.

Right now I have the following 5 subs per month;

Apple 50gb data (1/month) YouTube Premium Family (22/month) Crunchyroll (8/month) Prime (15/month) ChatGPT (20/month)

Basically 66/month in hard earned dollars.

Prior to this I had the equivalent of an overblown cable package with all the bells and whistles, spending easily 350+ per month.

I don’t judge anyone who decides to save their money, because we’re getting nickel and dimed to death. And by decentralizing the cost of subs to the point where it makes an Applebees menu look small, it makes it incredibly hard to figure out where your dollars are going, and hard to cancel as you need to contact a laundry list of independent service providers.

My wife and I use YouTube and Crunchyroll as our primary entertainment sources, so we can justify those expenses. But all other sources (Netflix, HBO, Disney, Paramount, Hulu, etc) are so infrequent that we only sub for a single month if there is something we absolutely want to watch, and even then, we wait until the season is wrapping up so we can binge it in a week and then cancel the sub immediately.

Just my perspective on it, and if we didn’t watch YouTube almost every night, we’d probably just figure out a way to hack the AppleTV to circumvent ads.