this post was submitted on 15 Jan 2024
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[–] [email protected] 17 points 10 months ago* (last edited 10 months ago) (1 children)

I'm in the States so dunno how this translates... But my parents made get a 500usd limit credit card when I was like 14. It had been the best decision that I've made. My credit is so dn good now that I can get what ever I want easily approved. That and they insisted I make a home purchase at like 23- right be fore the mortgages went nuts. My mortgage is like a quarter of what others pay for a rental...

Thanks ma and pa πŸ€œπŸ€›

[–] LrdThndr 1 points 10 months ago* (last edited 10 months ago)

By dumb luck I bought a house right before the housing market lost its goddamned mind.

$145K for a 3 bedroom on an acre of land. It’s more than doubled in value since I bought it, and I pay less than $1000/mo at 2.9% interest.

I keep getting letters from my mortgage company offering me $80K in a cash-out refinance at like double to triple my current interest rate and I’m like β€œhow about blow me?” I’m riding that interest rate until the wheels fall off.