this post was submitted on 21 Dec 2023
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Philippines

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[–] decadentrebel 2 points 1 year ago (1 children)

Another popular reason for it is the dreaded ReTiReMeNt PlAn na of course inis din mga gen-Z — but that's the reality.

We don't really have pensions here and most of the time it's little. My dad's pension is so small, we usually have him relegated to the cheapest expenditures. Nakita ko sa handbook retirement benefits namin at napakamot ako ng ulo what human being could survive with that comical amount.

Nursing homes are not a thing here and the few that exist are fucking expensive. Almost 2 million pesos annually for a couple. Multiply that by several years, decades — how much is that? If you're supporting jeepney drivers because they couldn't afford to pay for a modern jeep, what makes you think a retired person could?

Saving for retirement? Ikaw ba kaya mo mag-tabi sa kakatiting mo na sweldo ng enough money to sustain you for the next 15-20 years? At hindi lang food, internet, utilities pagkakagastusan mo, need mo pa rin ng caregiver so another expense yun.

Ah, wala ka balak mabuhay ng matagal? Define matagal. Are you saying you'd be dead before you reach retirement age? How can you tell? We don't have assisted suicide here. Lilipad ka sa country where it's allowed? Matagal ang approval nun, it takes almost a year. Do you have enough money to live in Switzerland while waiting? Siyempre wala. You're going to kill yourself? Well, not many people have the courage to do that.

I have a better question. Instead of getting pissed at your parents (or other parents) and screaming to the world that you're antinatalist, why not hold our government and corporations accountable? Taasan nila sweldo. Normalize pensions. Let's bring the concept of 401(k) here imbes na mga walang katorya torya na team building. Hike up Pag-Ibig dividend rates on their provident benefits. Bigyan ng better discounts mga retirees sa utilities. Wala na ako maisip, lol.

[–] [email protected] 1 points 1 year ago (1 children)

Exactly. I mean, I understand why people hate being used as "retirement plans" - it's just a bad position to be in considering you also have to start your new life but...

Saving for retirement?

Hell of a lot easier said than done. A million pesos won't get you as far and you need much more than that. Hindi sapat pension natin specially for low earners kasi they'll be getting less. Plus like you've said, buti sana if electricity/water bills and food lang kailangan mong pagkagastusan. Imagine being your 70s living alone.

Instead of getting pissed at your parents (or other parents) and screaming to the world that you're antinatalist, why not hold our government and corporations accountable?

+++

Natawa ako sa team building hahahaha. Tama naman.

[–] decadentrebel 2 points 1 year ago

Team buildings are seriously the most useless benefits ever. Sa experience ko, yung mga magkaka-away sa opisina at cliques magka-kanya kanya lang at pag-uusapan mga nasa labas ng grupo nila, so it doesn't exactly achieve anything! Sa dati ko nga work, yung room assignments at cottage, ginagawa nung HR pagsasamahin nya mga magbabarkada sa same rooms at nasa same side ng mga galanteng bosses while yung kaaway nasa kabilang dulo.

That, or mga free-flowing inuman at kantahan which you can honestly do on your own every Friday.

Give us 401(k), you fucks! ROTFLMAO