this post was submitted on 11 Dec 2023
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Google Pixel

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Preferred Care for Pixel devices is a confusing service (www.androidauthority.com)
submitted 1 year ago by [email protected] to c/[email protected]
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[–] [email protected] 6 points 1 year ago (1 children)

Insurance companies also get parts wholesale and keep large stocks of referbished devices. Not saying they don't profit, but the margins aren't there because the pay in outweighs the risk, they're there because they have effective supply chains and manufacture direct deals to procure hardware at costs not offered to the general public.

[–] [email protected] 4 points 1 year ago (1 children)

That has some impact, sure, but insurance agencies generally profit by the assumption that not everybody will make a claim. Those that don't make a claim pay for those that do and they pocket the leftovers

[–] [email protected] 2 points 1 year ago

That's pay in vs risk. Insurance companies for electronics would have long gone out of business without additional efficiencies over pay in vs risk. I worked for a national insurer for a while and electronic claims were several factors higher than health, life, or home.