this post was submitted on 26 Nov 2023
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Yea the reason I mentioned Versa is because I already treat their Save as a savings/emergency fund so may as well get the bonus plus tax relief there instead of making a new account for whatever other providers.
I did think about the chance that Versa does not survive but my understanding is AHAM seems to be well established might not be as big a deal.
Anyways, I'm glad to know that we also arrived at the same conclusion; I planned to just use PRS for tax relief and when that is done it'll be ASB/US Index funds all the way.
But I'll have a look at FSM again. I just found an article of theirs talking about a 7% return on their growth fund (I understand that these funds are usually riskier but I'm also very young so I should be able to just weather the storm when the economy is bearish).