Fuck Cars
This community exists as a sister community/copycat community to the r/fuckcars subreddit.
This community exists for the following reasons:
- to raise awareness around the dangers, inefficiencies and injustice that can come from car dependence.
- to allow a place to discuss and promote more healthy transport methods and ways of living.
You can find the Matrix chat room for this community here.
Rules
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Be nice to each other. Being aggressive or inflammatory towards other users will get you banned. Name calling or obvious trolling falls under that. Hate cars, hate the system, but not people. While some drivers definitely deserve some hate, most of them didn't choose car-centric life out of free will.
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No bigotry or hate. Racism, transphobia, misogyny, ableism, homophobia, chauvinism, fat-shaming, body-shaming, stigmatization of people experiencing homeless or substance users, etc. are not tolerated. Don't use slurs. You can laugh at someone's fragile masculinity without associating it with their body. The correlation between car-culture and body weight is not an excuse for fat-shaming.
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Stay on-topic. Submissions should be on-topic to the externalities of car culture in urban development and communities globally. Posting about alternatives to cars and car culture is fine. Don't post literal car fucking.
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No traffic violence. Do not post depictions of traffic violence. NSFW or NSFL posts are not allowed. Gawking at crashes is not allowed. Be respectful to people who are a victim of traffic violence or otherwise traumatized by it. News articles about crashes and statistics about traffic violence are allowed. Glorifying traffic violence will get you banned.
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No reposts. Before sharing, check if your post isn't a repost. Reposts that add something new are fine. Reposts that are sharing content from somewhere else are fine too.
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No misinformation. Masks and vaccines save lives during a pandemic, climate change is real and anthropogenic - and denial of these and other established facts will get you banned. False or highly speculative titles will get your post deleted.
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No harassment. Posts that (may) cause harassment, dogpiling or brigading, intentionally or not, will be removed. Please do not post screenshots containing uncensored usernames. Actual harassment, dogpiling or brigading is a bannable offence.
Please report posts and comments that violate our rules.
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I didn't know that they have such a complex car debt bubble.
It means a lot are driving cars they can’t really afford.
Say you buy a car for £40k, finance it on PCP and you effectively make payments against a £20k loan. At the end of the agreement, you can buy the car for the remaining £20k, or hand the car back. Often the car will be worth £20k-£25k. Most dealerships will say ‘hey you can just take this new car’ and they get a £25k car for £20k. Dealerships make more sales of new cars and make more on the 2nd hand cars. Meanwhile those paying don’t actually own anything at the end and have continuous payments.
The only saving grace is if the car is worth less than the outstanding amount. If the car is worth £16k and you have £20k outstanding, you can just hand the car back and walk away. You aren’t obliged to buy the car or take out a new loan.
You can also pay off the finance yourself for the £20k, then sell that car on to get the £25k. But no one does because it’s not convenient like just taking a brand new shiny car.
that's a subscription..
Basically, yes. You can get a lease for cheaper, but have no option to buy. PCP you have the option to buy, but few people actually take it.