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Does anyone have a good reason to go for the Chase trifecta over the Capital One duo if you travel about once a year? (self.creditcards)

submitted 1 year ago by MigratingtoLemmy to c/creditcards

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Hi, the Capital One duo is looking like a much better deal than with the Chase trifecta, especially if you're a CSR holder. With Chase reducing their benefits and trimming their bonus categories every year, I don't see a point in keeping the Chase trifecta as your main source of points anymore. The Capital One duo + Bilt (if you rent), at least on paper, look amazing for travel points.

Wanted to know your opinion. Cheers!

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[–] [email protected] 1 points 1 year ago* (last edited 1 year ago) (1 children)

Agreed. As someone who only travels a handful a times of year, I've been using the BILT card as my travel card since it has pretty good travel protections and transfer partners for $0 AF. And I recently picked up the Hilton Honors Surpass for the SUB & 10 free Priority Pass visits per year. I think that combo works well for my current travel needs.

[–] MigratingtoLemmy 1 points 1 year ago

I plan to get the BILT card myself at some point for travel points. I'm still thinking about the Chase trifecta, but since I only plan to travel once a year, I also need to question the need for a premium travel card like the Venture X and CSR. Great to hear about your setup with the BILT. Thanks