Personal Finance

3861 readers

16 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 2 years ago

MODERATORS

[email protected]

Matt Breunig on HSA ＆ FSA: The Welfare System Stole $2k From Me (www.youtube.com)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

27 comments fedilink hide all child comments

These US healthcare systems are effectively scams. Yes in theory they can save you money, however in theory there is no difference between theory and practice, while in practice there is.

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 1 points 1 year ago

Well I have a kid and a wife. I don't have "regular" healthcare costs but I know damn well we'll be shelling out some bucks on sunscreen, bandaids, ibuprofen and Tylenol, contacts and solution, etc etc. Sometimes we'll budget more of we know we'll need new glasses or something. I mean, yeah, it's a guessing game, but that you can roll over $610 you don't have to nail it to the penny. Totally worth the few hundred dollars we're saving in taxes.