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Contributing to an HSA (self.personalfinance)

submitted 1 year ago* (last edited 1 year ago) by root to c/[email protected]

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I have been contributing to a HSA the last couple years, and it's been fine. My work contributes $1800 over the year and it hasn't really been a problem at all.

Now I have a kid and a spouse on my insurance, and they tend to go fairly often it seems. The copay and deductible on the HDHP is a bit crazy and I'm thinking of swapping to a PPO. Is that a good idea, or is turning down the free $1800 from my work a no no?

Here is a link to the plans

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[–] root 1 points 1 year ago

Good point, I hadn't considered rolling over. I'd like to get away from Kaiser, but my HDHP option with Anthem is 20% after the deductible. So I guess it will with be PPO or stick with Kaiser -_-