this post was submitted on 23 Oct 2023
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Anon on credit scores (sh.itjust.works)
submitted 11 months ago by [email protected] to c/4chan
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[–] [email protected] 56 points 11 months ago* (last edited 11 months ago)

As someone, who loves dunking on the Schufa, as any good German should. The Schufa-Score isn't nearly as insane as some American credit score systems. Having an registered checkingsaccount & no outstanding bills or debt payments is enough data to have a high score.

You don't need to repay debt to show, that you are able to.