Personal Finance Canada

1172 readers

1 users here now

Come and discuss anything related to personal finance, directly or indirectly, with other Canadians!

founded 1 year ago

MODERATORS

[email protected]

Credit Unions [Ontario/GTA] (self.personalfinancecanada)

submitted 1 year ago by totallynotarobot to c/[email protected]

9 comments fedilink hide all child comments

Hello Canadian Finance Enthusiasts

Thinking of switching from big banks (TD mostly) to a credit union.

Would appreciate advice, reviews, or experience from y'all to compliment my own investigations.

My priorities in order:

interest rates on loans
cohesive personal and small business service
low account and investment fees
credit card rewards (love my TD travel rewards visas rn)

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 3 points 11 months ago (1 children)

My 2 cents about credit cards:

I don't like most Ontario CU's credit card options. They're just a wrapper of product of collabriafinancial

For example https://www.collabriacreditcards.ca/affiliate_libro/personal-cards

Different CUs provide exactly the same product. Same annual fee, same benefit, same cash back rate. I don't suggest spending too much time finding a credit card program from the CUs

[–] totallynotarobot 2 points 11 months ago

Thanks for tip, I’ll keep that in mind when comparing.