this post was submitted on 17 Oct 2023
1211 points (98.9% liked)
memes
10480 readers
4995 users here now
Community rules
1. Be civil
No trolling, bigotry or other insulting / annoying behaviour
2. No politics
This is non-politics community. For political memes please go to [email protected]
3. No recent reposts
Check for reposts when posting a meme, you can only repost after 1 month
4. No bots
No bots without the express approval of the mods or the admins
5. No Spam/Ads
No advertisements or spam. This is an instance rule and the only way to live.
Sister communities
- [email protected] : Star Trek memes, chat and shitposts
- [email protected] : Lemmy Shitposts, anything and everything goes.
- [email protected] : Linux themed memes
- [email protected] : for those who love comic stories.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
This is why I would avoid middle man if possible. Another mouth to feed. Might as well save the insurance money instead of paying it.
For some things saving for the risk is not possible for normal people. You probably can't have enough saved in case your house burns down, you maim someone with your car, you need a medvac from abroad etc.
I guess this is one of the reasons why the poor get poorer?
you have ust a good as much chance at winning the lottery
Unfortunately no, the odds of you experiencing catastrophe are much higher than your odds of winning the lottery, especially if you live an active lifestyle.
do you know anyone that had any of those things happen to them?
Yes. Every single one of those examples actually. I'm not being hyperbolic or joking. I know different people who have experienced at least one of each of those scenarios.
I'd suggest you have a more unique experience then. I couldn't say I have met anyone that ticks those boxes.
That's what I do. Insurance is legalized extortion
Insurance is privatized social safety net with profit seekers as the middle man... :(
sadly in my state it's illegal to drive a car without being insured.
right so they force you to pay for shit you probably won't need and get to dictate the price is whatever they say it is whenever they say it is