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What exactly is the process of traveling by plane from US (where I am) to Japan for a few weeks? (lemmy.dbzer0.com)

submitted 1 year ago by [email protected] to c/[email protected]

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I'm 29, never left the country. My bucket list is visiting Japan at the very top. I have no idea what you do or if you have to go through travel agencies, how much money you should bring etc

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[–] [email protected] 9 points 1 year ago (2 children)

And a credit card that works at an ATM.

I wouldn't recommend using an actual credit card at an ATM because it'll almost always be considered a cash advance and interest starts accruing immediately. Use a debit card instead. There's prepaid travel debit cards that often have better exchange rates than banks, too.

[–] [email protected] 1 points 1 year ago

Ah. Good suggestion. At some point I need to learn how banks work around the globe. Back in the day I just googled it and someone said my specific bank's Visa card was accepted at the ATM at every Seven Eleven without additional fees. (And there are plenty Seven Elevens.) But this will probably be different with your bank.

[–] [email protected] 1 points 1 year ago (1 children)

While a debit card has less in fees, it's your money that's lost if it is hacked or compromised unlike with a credit card where it is the credit card's money on the line not yours.

[–] [email protected] 3 points 1 year ago* (last edited 1 year ago)

We're talking about getting money out at an ATM so that's not really an issue if you don't use the debit card for anything else. Using a credit card for everything else is a good idea though. Credit cards aren't common in every country though, and some countries have good protection for debit cards.

Cash advance fees are quite high since it's basically the same as a personal loan, so it's not worth getting cash out from a credit card.