Frugal

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Discuss how to save money.

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What "frugal" tricks have you found to just not be worth it, either in time or money? (self.frugal)

submitted 1 year ago by IonAddis to c/frugal

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I've noticed sometimes that there's some half-baked videos or blogs or whatever that purport this or that frugal trick, but if you look at the time or math, it's not actually frugal for you.

What are some examples of that you've come across? The things that "aren't worth it"?

For me it's couponing. (Although I haven't heard people talk about it recently--has it fallen out of "style", or have businesses caught up to the loopholes folks used to exploit?)

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[–] [email protected] -4 points 1 year ago (16 children)

The people who tell you that you are poor because you get coffee at a coffee shop every day. At best you would save ~$2000/year if you bought $5 cup everyday. $2000 saved would not be a significant amount of money to make in an investment either. Personal happiness isn't worth trying to cut out things you like.

[–] beetus 20 points 1 year ago* (last edited 1 year ago) (2 children)

It's all about context though. $2000 is substantial to much of the people who live on this planet. You're right about that amount in investment returns would be considered small, but the people who this amount is significant don't usually have investments to rely on.

[–] [email protected] 1 points 1 year ago

Right but I'd you're that hard up, you're not going to be buying $5 coffee's every day. Poor is relative.

[–] [email protected] -3 points 1 year ago

That's true, but I'd like to think the price of coffee scales where you live. A $5 coffee in Los Angeles is a $2 coffee in Madrid. So in general probably not a big difference wherever you are.

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