this post was submitted on 02 Oct 2023
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You have to have money to make money. It's just that first step that's the problem...
You have to have money to save money. How does a person save money if every dollar earned is spent on necessities?
And now you just reminded me of the retarded secretary of commerce in Chile who said, when complained to that people had to wake up at 5 AM, spend two hours in a commute to start a shitty 7-to-5 jobs to earn less than a living wage, he answered them with "lol just wake up at 3 AM, you just gained two hours".
You aren't wrong, but lets take someone like me for example. I don't have a car, I rent a studio apartment below the average price in my area, I eat less food than I should and try to reduce my power and water costs when possible. I have a job that pays well for my area and I can barely afford rent, until recently I often required help from family to afford it. I agree there are probably ways I could save some money. But look at the wealth in the US, there are incredible profits for property companies and hedge funds, this money doesn't just come out of the air. There is a siphoning of wealth from the working class. To say that these struggling workers need to save or invest might be true for some but there are much bigger factors in the increasing inequality of wealth.
Please just read any communist literature about class oppression instead of making up wild theories about why the working class is so poor. You're trying to reinvent the wheel without any idea about how a normal wheel functions in the first place.
I'm not trying to be passive aggressive, I am trying to be earnest:
Youre wasting your abilities by not educating yourself on marxist analysis. You come close to a bunch of points that are made by marxists but don't have the base of knowledge to develop them properly and do further analysis on them. Modern Marxists actually do write on the debt economy and you have the very start of their analysis but you veer off.
This is not an attempt to call you stupid, this is pointing out that you're trying to do something and having the right tool for the job would make your life easier.
See, this is an example of getting so close and missing analysis that you could have just read.
Most people don't understand calculus either, doesn't mean it isnt necessary for certain applications.
And marxist analysis is generally more useful to the average person.
Or just work for a living
You don't really even have to save money if you're smart with the first time homebuyers credits and grants.