Welcome to the RD thread!
This is a place for casual random chat and discussion.
A reminder for everyone to always follow the community rules and observe the Code of Conduct.
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Credit and loans. People often vilify it as one trying to live beyond one's means. Or wag daw uutang when you can't pay for it on the next bill date.
Yes, you accrue interest if you don't - and so? When it gets to a certain point, they'll take on a loss and cut a deal just so you pay it. Lmao.
With the way they hype it, akala mo naman makukulong ka or get blacklisted or that you're one of the worst human beings in the world.