this post was submitted on 14 Sep 2023
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I've never been unable to make a payment using my credit card therefore your anecdote is invalid.
Meanwhile I've made chargebacks on my credit card after being ghosted by the seller and never receiving anything. Nothing to do with having my info stolen. You're shit out of luck if that happens with crypto.
you when you learn trusted escrows exist: 😮😮😮
"Just regulate this currency that is supposed to be deregulated"
Or just use normal money and get all the security features without jumping through hoops and trusting scummy crypto exchanges that have been scamming users left, right and centre.
I think this situation is a lot less common than you think.
More to the point, use a debit card if that is your gripe. Then you can just deal with an empty account rather than a declined card.
Just like you've never had crypto stolen, I've never had a debit card stolen, so by our combined anecdotes both are equally secure.
True, but it can be mitigated by simply calling your bank, telling them the transaction isn't fraudulent, and then it'll allow every transaction to that vendor going forward.
You're a bad liar.
Sounds to me like you're living in a third world shithole with a terrible banking system. Maybe in your case crypto makes sense as an alternative, but that's not how it is in the rest of the world.