Important Images

Depends on the provider. As with all things, some people are just phoning it in, while other people are passionate about their work and want outcomes that reflect well on their abilities.

If you ever find yourself in a situation where you've got more money than you really know what to do with, just remember: keep your personal and business finances completely separate, make sure that your financial advisor is a fee-based fiduciary (unless you know what you're getting into), and interview people while remembering that their active employment is an ongoing interview. You can drop a consultant or advisor any time, so don't feel like you owe them loyalty if they aren't delivering what you need.