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Which credit cards do you use for maximum rewards? (lemmy.ml)

submitted 1 year ago by [email protected] to c/[email protected]

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My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we'll use a 0% APR promotion for bigger purchases.

Which cards do you use for maximizing your rewards?

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[–] gsb 1 points 1 year ago

I use a variety of cards but mostly rely on sign up bonuses to give me enough points to travel with. Without those I would use a cash back.

Right now I use Bilt a lot. It alows you to pay your rent and earn points. My rent is probably ~75% of my monthly expenses. Their transfer partners are very good if not the best of all programs. It also has 3x dining which isn't a big spend for me but it's still good. Otherwise I have a several other cards for niche categories.

I used to be really into points and used those points to travel a lot in the last decade.