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Which credit cards do you use for maximum rewards? (lemmy.ml)

submitted 1 year ago by [email protected] to c/[email protected]

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My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we'll use a 0% APR promotion for bigger purchases.

Which cards do you use for maximizing your rewards?

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[–] [email protected] 3 points 1 year ago

Citi Double Cash 2% for most purchases

Citi Custom Cash for specific 5% categories I can target, though in practice I usually use it for groceries

Discover Cash Back / Chase Freedom Flex for the rotating 5% categories

Personally I don't travel enough to bother with travel rewards cards but maybe that's an option for other people.

PS - I've found that Discover usually has higher discounted gift cards if you wind up using your cash back towards that, sometimes it works out better than just doing cash back against your balance.