this post was submitted on 12 Aug 2023
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The words "insurance device" just made me psychically recoil. Is that a thing?
Unfortunately, yes. It connects to the engine reader and also has a gps. It’s pay per mile but with a cap on per mile charges so nice for people who don’t drive a lot. It costs $30 USD a month generally (which is cheap for my area). Lemonade (the rental insurance company) just bought it out. When I was with Progressive (a big American car insurance company) they offered a similar device though without much of a discount from what I could tell (I did not opt in). It also had a gyro device of some sort to tell if you were an aggressive driver. thought it was creepy at the time but here I am.
Yeah, they plug into your OBD2 port and monitor mileage and driving habits (hard accel, hard braking, hard cornering) in some cases they can result in cheaper insurance.
In general they're an opt-in thing unless you have horrible driving history.