this post was submitted on 04 Aug 2023
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Apple

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[–] CupDock 62 points 1 year ago* (last edited 1 year ago) (1 children)

I don't disagree, but it's an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy's giving you a credit card with their name on it does not make them a bank. Same goes for Apple.

[–] [email protected] 15 points 1 year ago (1 children)

and apparently GS wants out of the apple card business (according to some other report I saw)

so I wonder who would take over if they do leave

[–] kaitco 7 points 1 year ago

Chase and Amex are the biggest names in the game to step up currently. As long as it’s not Wells Fargo, it should be relatively the same for users, regardless.