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Monday: Silly Questions (lemmy.ca)

submitted 1 year ago by [email protected] to c/[email protected]

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It’s Monday, the start of a new week.

Ask your embarrassing, silly, or worrisome questions. Come learn and discover without judgment.

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[–] [email protected] 3 points 1 year ago

IMO, you’re better off with CASH/VEQT

Sounds plausible, thank you for your input!

One question: why? What are you trying to achieve?

An experiment. I believe in the power of index funds but I also believe that we're living weird times and I'm curious to see if they can deliver on the promise.

There is indeed a more efficient allocation: basically, you’re better off keeping your equities in registered accounts, and your CASH in NREG, but the math get quite complicated quickly. Justin Bender has had a few articles on the topic, for example here and Ben Felix has a great video on this topic.

Amazing, that's what I was looking for. Thank you!