this post was submitted on 18 Mar 2025
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A Boring Dystopia
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I worked hard so I didn't have to take loans. I never had much pity for people who did take them. They were obviously predatory and the math never checked out. Any amount of cursory research on it would have shown that. They took those loans, didn't have a plan to pay them back and have begged politicians to spend my tax money on bailing them out.
Middle class America doesn't need to be bailing out someone who graduated from a four year degree. They're not any more deserving of the money just because they're gullible or ignorant at best.
In glad you don't have loans. Some people are not able to get higher education without loans due to a variety of factors. I don't know why you're comfortable calling what are likely teenagers gullible or ignorant when the loans are predatory by nature, and are likely handling their very first "adult" purchase.
Education should not only be accessible to the wealthy. Middle class America has bailed out the banks, companies "too big" to fail, even other countries. Middle class America paid for PPP loans and forgiveness. We have bailed out billionaires over and over, but college is crossing the line?
I want my taxes to pay for education. And not just education that "makes sense." I want to pay for one kid's gender studies with a minor in dead languages, as well as the kid going for oncology. I don't want anyone to question getting an education because of the price. An educated society is an investment for everyone. The American people are deserving of the taxes that they pay into.
Paying off their loans for fix the cost of education crisis. It kicks it down the road for our children to fix. With added costs since we've set a precedent that it will be forgiven. Advocating for student debt forgiveness is advocating for throwing fuel on the fire.
Any payoff without a meaningful plan to fix the root cause is robbery of the middle and lower class by upper middle class and upper class children with a predisposition to high income.
The idea is it would be forgiven and then education would be free or highly subsidized. It's middle class and lower class that are hardest hit by these loans as it is. Upper class children either don't need the loans or take our less. Yes, it's frustrating to be customer 99 instead of 100, but, I mean, grow up. Education is planting seeds in a garden we'll likely not live to see, but that doesn't mean we shouldn't till the soil just so the next generation has it as difficult as we did. Taxes are going up as it is, I would rather it at least be going towards something meaningful for a change. Free education. Free health care. I'm already paying for it. You're already paying for it. I want what we paid for.
If we subsidize it or pay for it with a fund generated from the people who profited from the predatory loans that would be fine. Why does average Americans need to pay for White upper middle class kids to get ahead?
God bless you and your ability to give such a gracious answer.
PPP loan forgiveness already happened, so why should they be the only ones?
The PPP loans should not have happened and should be prosecuted. You can't be mad the bank robber made more money than you, you should catch the bank robber instead.
How does forgiving debt help rich people? They aren't the ones burdened by it.
People who have a large amount of debt from school are much, much more likely to have higher paying jobs. Someone with a Masters in Comp Sci doesn't need a handout paid for by the lower and middle class.
I did a quick Google search which indicates that the average American income for people with a bachelor's degree is about $60,000 (ballpark). That goes up to $80,000 for Masters. Plumbers make about as much as someone with a bachelor's degree. Problem is that $80,000 a year, while a decent living, is not rich. If you think it is rich, god bless you
The bulk of government disbursements should be paid by those who have the bulk of the disposable income, but tax policy (and the fact that I think you're full of shit based on my own experience with people with master's degrees) aside those disbursements should go to people on the basis of need, perhaps quantified as income, and you could call them "Income Based" or "Income Driven" and...oh wait, that's what the Trump administration just got rid of.