this post was submitted on 06 Feb 2025
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Rewards for ACH transactions (self.personalfinance)
submitted 6 days ago* (last edited 6 days ago) by root to c/[email protected]
 

Between rent and school payments, I am paying quite a lot over ACH and am wondering if there’s any way to also get some benefits back from these payments.

There are cards out there like the “Fold” card that will give back up to 1.5% in BTC for ACH transactions, but that’s contingent on you spending a lot on other transactions and the card also has a $100 annual fee.

I don’t care if the rewards are USD, BTC or booster packs of Pokémon cards. I’d just like something back from these transactions.

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[–] root 2 points 4 days ago

Thank you. I’m currently using Wealthfront at 4%, but interest rates change so I’ll keep that one in mind