this post was submitted on 18 Jan 2025
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In my home country the only debts that can't be cancelled by a personally bankruptcy are debts to social security, taxes, and credits acquired through fraud.
The caveat is that court will take over your personal finances and property for 3 years and try to pay as much debts as possible before the process is finished.
Which country is that?
Portugal, but I would be surprised if it's much different in the rest of western Europe.
I looked it up for Germany, seems like you can't get out of fines by declaring bankruptcy there.